Give their founders credit for this feat of mostly misplaced nomenclature. The companies help people sell rides in cars andrent stays in homes; they deserve no more credit for promotinga skill learned in preschool than Marriott or taxi companies.

But here’s one thing they do love to share: risk. Uber grew by heaping it on many drivers, asking them to push damage claims through their personal insurance companies while knowing that those companies did not cover commercial activity. Read full article.